We can act as your broker at no charge, to help you pick the right company and design the right plan to fit your needs and budget.
For most employers, health insurance has grown to be their largest expense next to payroll. And never have the choices been more confusing to choose the right plan for your employees. We can act as your broker at no charge, to help you pick the right company and design the right plan to fit your needs and budget. Remember your insurance company guarantees your rate through the end of the year or for 12 months. You have the right to change to another insurance company at any time during the year. Please call for free analysis of your current plan and available options.
Community Blue, Independent Health, Univera
Traditional Health Insurance – great nationwide, higher price.
HMOs, EPOs, PPOs – negotiated lower rates locally, limited coverage nationally if any, moderately priced.
HSAs – The most popular new plans. Health savings accounts are also referred to as consumer driven health care. These plans come with a high deductible, although there is a substantial savings in premium that employees can save in a personal health savings account to pay the deductibles, any left over money rolls over to next year. Nationwide. Low price.